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  • Reporting Software
  • NAUPA File Layout and Specs and Encryption

Free Holder Reporting Software


Tennessee requires ALL reports to be submitted by the NAUPA electronic format and encrypted with our encryption method.  It is our desire to make your reporting of Unclaimed Property as easy and secure as possible.

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The above two links UPExchange and HRS Pro are free software you can use to create your encrypted NAUPA file.  After you create your NAUPA file please submit it through our Online Reporting tab.

There are other various vendors that supply unclaimed property reporting software.  The functionality and price of each one may differ slightly.  To the best of our knowledge, each of them create a file that meets the NAUPA (National Association of Unclaimed Property Administrators) format and specifications and includes Tennessee’s required encryption (We suggest verifying this with the vendor).  Below are links to each one:

Ryan (Previously Stone River) – Tracker
Financial Software Innovations – FSI Track
Chesapeake – UPCS

Submit File Electronically

Submit Your Tennessee Holder Report Here

Tennessee now requires you to send your report electronically. Any reports received outside of our new Online Reporting System or UPExpress/UPExchange will be rejected.


Click the UPExpress image above to go to our vendor ETM and submit your NAUPA file.  There is no cost to use this service and it does not matter what software you used to create your NAUPA file (See the tab Reporting Software if you need help in creating your NAUPA file). Once there you will need to enter the information requested and submit your file.  Once you have submitted your file you will receive a confirmation that your file has been submitted.

Submit your Tennessee Holder Report HERE



Specification to Create NAUPA file

Tennessee uses the most recent NAUPA (National Association of Unclaimed Property Administrators) file format.  All files sent to Tennessee must meet these specifications.


The above link is a PDF that provides the specifications to create a NAUPA file.  If you create your own NAUPA file using these specifications you will also need to encrypt your file once you are done.



Encrypt your NAUPA file here


If you created your file with the NAUPA endorsed software by ETM then your file will already be encrypted.  The majority of the other third party software vendors also will encrypt your file with our required encryption method (we suggest verifying this with the vendor).


The above link is to our utility tool NAUPA File Encryptor that we contracted with a vendor Xerox-Wagers to create for us.  You will only need to use this tool if you created the file internally or used a vendor that does not encrypt the file with our required encryption method.

The State of Tennessee Unclaimed Property Division is equally concerned about the protection of the data that you send to us and any possible threat of this data being compromised.  In order to protect this data the State of Tennessee Unclaimed Property Division has required all reports that are sent to us to be encrypted in our encryption method.  This method protects the data not only in the delivery to the State of Tennessee Unclaimed Property Division, but all the way through loading of this data into our database.  Therefore, in order for this process to work through all stages of the process it is required that you use our encryption method.