Information and Resources

Update Your Beneficiaries

Checking and updating your beneficiaries is easy and helps ensure your plan assets go to the people you intend.

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Do you know who your beneficiary is?

It's important to designate beneficiaries for each of your retirement accounts to ensure your benefits go to the people you intend.

Even if you have a will, if you haven't designated a beneficiary, plan rules will determine who receives your assets. Situations such as divorce, remarriage or death do not automatically change your beneficiaries.You must elect beneficiaries for both your Tennessee Consolidated Retirement System (TCRS) and your 401(k)/457 plans separately, even if designating the same beneficiary to both plans.

If you desire to name new beneficiaries, you may do so at any time prior to retirement, by following the steps below. If you have any questions or concerns regarding designating a beneficiary for your retirement accounts, please contact us at 1-800-922-7772.

 Add or change a beneficiary

Updating your beneficiaries is easy and only takes a few minutes.

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Manage your 401(k)/457 beneficiaries

Active members and retirees can update beneficiaries for their deferred compensation accounts at any time.

Log in and you'll be taken directly to your My Beneficiaries page.

PLEASE NOTE: Updating your RetireReadyTN beneficiary does not affect your TCRS account beneficiary. You must update that separately at

Log in to view/change your 401(k)/457 beneficiaries

Manage your TCRS beneficiaries

Active members can update beneficiaries for TCRS at any time. At the time of retirement from a TCRS covered employer, members will designate a final beneficiary on their retirement application.

Log in to to change your TCRS beneficiaries.

PLEASE NOTE: If you want to make a change of beneficiary after retirement, you will need to contact RetireReadyTN at 800-922-7772.

Log in to view/change your TCRS beneficiaries

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Selecting A Beneficiary Member Guide

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When selecting a beneficiary, you should consider the provisions, and changes in life circumstances that occur during your career.

The benefits available to your named beneficiaries are impacted by type your member type, amount of service and age, your employed status, and who you designate as a beneficiary. This member guide contains information regarding the benefits provided by TCRS in the event of your death, before or after retirement.

Listed for each type of benefit are:

  • the requirements a member must meet
  • the type of payment available
  • and the eligible beneficiaries
Download the member guide

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Additional account management services

Log in to your retirement dashboard to perform various tasks including:

  • Increase your contributions
  • Change your investment options
  • Sign up for investment assistance
  • Update your personal information

Log in to your retirement dashboard

Contact Us

Have questions about your retirement account? We're here to help!

(800) 922-7772 (Main line)

(800) 345-1833 (TDD)

Mailing Address

Andrew Jackson Building, 15th Floor
502 Deaderick Street
Nashville, TN 37243-0201

Deferred Compensation Program
Empower Retirement
PO Box 173764
Denver, CO 80217-3764