Tennessee Department of Treasury · David H. Lillard, Jr., State Treasurer

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Retire Ready Tennessee

For Employers


As a Tennessee public employer, you play an essential role in empowering each member along the path to a secure and enjoyable retirement.

bridge in front of city in Nashville, Tennessee

Employer access to retirement portals

Access the State of Tennessee Retirement plans, including the TCRS Employer Self-Service and 401(k)/457 Employer Plan Service Center, from one convenient location.

Login to TCRS Employer Self-Service 401(k)/457 Empower Reporting Resources
Login to the 401(k)/457 Employer Plan Service Center

female employer on computer in modern office setting

Tennessee map of counties and regions

  Onboarding Resources for New Employees

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Select a tab to begin!

RetireReadyTN has developed resources to use as you on-board new employees.

Use these videos and printed materials to explain the retirement program, future retirement benefits, and the steps they should take now to be READY for their future.

Click any of the tabs above to view the relevant resources!

Videos and materials for K–12 teachers

Share helpful videos and print these documents to give to new employees during onboarding

Get Retire Ready

Document

RetireReadyTN can help prepare your employees for retirement and other financial goals they may have...

  View the document

Hybrid Retirement Plan Information

Document

Combining the strengths of the TCRS defined benefit plan, a 401(k) plan through Empower...

  View the document

401(k) Plan Highlights

Document

The 401(k) Deferred Compensation Program is a powerful tool to help employees reach their retirement dreams...

  View the document

What is RetireReadyTN?

Video

Components of retirement program, covered in less than two minutes, including TCRS, 401(k)/457...

  View the video

New Teacher Orientation Video

Video

New teachers will learn about the TCRS and 401(k) components of their retirement plan...

  View the video

Videos and materials for State and Higher Education Employees

Share helpful videos and print these documents to give to new employees during onboarding

Get Retire Ready

Document

RetireReadyTN can help prepare your employees for retirement and other financial goals they may have...

  View the document

Hybrid Retirement Plan Information

Document

Combining the strengths of the TCRS defined benefit plan, a 401(k) plan through Empower...

  View the document

401(k) and 457(b) Plan Comparison

Document

Help employees compare the deferred compensation plans offered through RetireReadyTN...

  View the document

What is RetireReadyTN?

Video

Components of retirement program, covered in less than two minutes, including TCRS, 401(k)/457...

  View the video

New Employee Orientation Video

Video

New teachers will learn about the TCRS and 401(k) components of their retirement plan...

  View the video

Videos and materials for Local Government (non-Hybrid) Employees

Share helpful videos and print these documents to give to new employees during onboarding

Get Retire Ready

Document

RetireReadyTN can help prepare your employees for retirement and other financial goals they may have...

  View the document

Retirement Plan Information

Document

Combining the strengths of the TCRS defined benefit plan, a 401(k) plan through Empower...

  View the document

401(k) and 457(b) Plan Comparison

Document

Help employees compare the deferred compensation plans offered through RetireReadyTN...

  View the document

What is RetireReadyTN?

Video

Components of retirement program, covered in less than two minutes, including TCRS, 401(k)/457...

  View the video

 General Reengagement

Keep employees engaged with their retirement plan throughout their career. RetireReadyTN has developed a video and printed materials that can be shared to keep employees engaged and taking the right steps to stay READY for their future.


Get Retire Ready

RetireReadyTN can help prepare your employees for retirement and other financial goals they may have.

Print this document to give to new employees during onboarding.

  Get Retire Ready

Enrollment Guide

If your employees have yet to take advantage of the deferred compensation plans, help them get started by printing and sharing this guide to enroll in the State of TN 401(k) and 457 Plans.

  View the Enrollment Guide

Retirement Readiness Review

Employees can get a complete picture of their retirement readiness by meeting with a RetireReadyTN Plan Advisor. Share this video to explain this resource offered at no charge to members of RetireReadyTN.

  Get Retire Ready

2026 Annual Employer Meetings

Meeting for Local Government and Local Education Agencies

Session 1: Overview of Retirement Programs & FY27 Contribution Rates – Join us for a practical walkthrough of the Tennessee Department of Treasury’s retirement programs for Local Governments and Local Education Agencies (K-12 School Systems). This session will provide an overview of core TCRS plan designs, Tennessee’s 401(k) and 457(b) plans, optional employer provisions, and important considerations for keeping your plans operating smoothly. We’ll conclude with step by step guidance on accessing your FY27 contribution rates.

Who should attend: HR/Payroll staff, as well as Mayors, Superintendents, CFOs, and agency heads

Session 2: Retirement Policies, Best Practices & Legislative Updates – This session provides a deeper dive into onboarding, offboarding, and employer reporting best practices for TCRS and the 401(k) and 457(b) Plans. We’ll review retirement policy essentials, recent legislative updates, and effective approaches for employee engagement and education.

Who should attend: HR/Payroll staff

Date and Time Location Register
Session 1: Wednesday, March 25 Virtual Register now
Session 2: Thursday, April 16 (Virtual) Virtual Register now
Session 2: Friday, April 24 (In-person) Ellington Agricultural Center
Ed Jones Auditorium
416 Hogan Road
Nashville, TN 37220
Register now

Discover plan features!

Select your employment type to view customized information to share with your employees:


for Teachers
for Higher Ed Employees
for Local Gov't Employees
for State Employees

Forms and guides

Discover the full suite of online and printable forms, guides, and publications by visiting the Forms and Guides section.

Visit Forms and Guides

Public Reports

Reports may be searched by key words, employer code or employer name. This search feature can be accessed using the link below:

Access the GASB Public Reports site

accounting documents blue

Employer Reporting Webinars

Please join the RetireReadyTN Client Service Management Team for a WebEx online seminar to learn more about your 401(k) and 457 Plan Service Center Website.


During these seminars, you will learn about the following functionality and navigation:

  • Reporting to Empower via the PSC
  • How to process payroll contributions
  • How to auto-enroll participants
  • How to maintain and update participant account data

View schedule of K-12 and Charter School Webinars

View schedule of General Employer Webinars

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Tennessee map of counties and regions

RetireReadyTN employer contacts

Treasury Outreach Team

Treasury Outreach has representatives in every region of the state and is working to increase and improve communications with State Agencies, Local governments, and Local education agencies.

The Outreach division educates employers participating in our retirement plans on the best retirement options for their employees and also works with counties and local governments not yet participating in our retirement plan to provide them with information about joining.

Drew Freeman
Senior Director of Financial Empowerment

(615) 806-4467
Drew.Freeman@tn.gov

Tim Joyce
West TN

(901) 233-4517
Tim.Joyce@tn.gov

James Armistead
Middle TN

(615) 289-4447
James.Armistead@tn.gov

Justin Ball
East TN

(423) 356-1518
Justin.Ball@tn.gov


RetireReadyTN Employer Reporting Team

The RetireReadyTN Employer Reporting division provides service and education for Local Government and Local Education Agencies to aide them in reporting complete and accurate data for every member of TCRS.

Employer Education and Review Team

Drew Freeman
Senior Director

(615) 806-4467
Drew.Freeman@tn.gov

Local Education Agency Specialists

WEST TN
Robin Sellers

(731) 845-4482
Robin.Sellers@tn.gov

MIDDLE TN
Ross Hunt

(615) 981-5041
Ross.S.Hunt@tn.gov

Local Government Specialists

WEST TN
Bill Brundige

(615) 734-0434
Bill.Brundige@tn.gov

MIDDLE TN
Leah Huff

(615) 306-8117
Leah.Huff@tn.gov

EAST TN
Candice Gilreath

(615) 983-7153
Candice.Gilreath@tn.gov


401(k)/457(b) Client Service Management Team

Brooke Cantrell
Client Service Manager
Empower Retirement
Terisa Libretti
Client Service Manager
Empower Retirement

Contact your Client Service Management Team via email at RRTNClientService@empower.com

Technical support

Call Plan Technical Support at (800) 695-4952 between 7:30 AM and 7:00 PM CT for assistance with password resets and error messages.

Old Age and Survivors Insurance Agency (OASI)

The State of Tennessee Old Age and Survivors Insurance Agency (OASI) is responsible for administering the Social Security and Medicare coverage program for Tennessee state and local (public) government employers pursuant to Section 218 of the Social Security Act.

As part of the legal requirements under the Act, the State of Tennessee is required to appoint a State Social Security Administrator. The State Social Security Administrator is not involved in the payment or calculation of benefits under Social Security or Medicare. 

For information on benefits issues please contact the Social Security Administration at 1-800-772-1213 ( TTY 1-800-325-0778 ) or at SSA.gov

Alison Cleaves
Acting Tennessee State Social Security Administrator

(615) 741-7902
alison.cleaves@tn.gov


We strive to empower public employees to take actionable steps toward preparing for the future.

Contact Us

Have questions about reporting the retirement account? We're here to help!

(800) 922-7772 (Main line)

(800) 345-1833 (TDD)

TCRS.CustomerSupport@tn.gov

Mailing Address

TCRS
Andrew Jackson Building, 15th Floor
502 Deaderick Street
Nashville, TN  37243-0201

Deferred Compensation Program
Empower Retirement
545 Mainstream Drive, Suite 407
Nashville, TN  37228