Discover RetireReadyTN!

We want to help you achieve a healthy, happy, and secure future, no matter where your retirement dreams take you.

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It's your vision, your retirement. Be ready!

Explore the various resources at your fingertips to help you plan for, manage, and ensure enjoyment of your secure retirement.

With RetireReadyTN, you can get a real-time, personalized view of your retirement income, just by logging in.

Log in to 401(k)/457(b) Self-Service Log in to TCRS Self-Service Meet with a Retirement Plan Advisor

We strive to empower public employees to take actionable steps toward preparing for the future.

RetireReadyTN logo with three component flags

Combined strengths. Your complete retirement program.

RetireReadyTN is the state’s retirement program, combining the strengths of one of the nation's strongest defined benefit plans, provided by the Tennessee Consolidated Retirement System (TCRS); a 401(k) plan; and retirement readiness education.

A strong foundation. Peace of mind for your retirement future.

Your Tennessee Consolidated Retirement System (TCRS) is recognized as one of the top 3 strongest pension funds in the United States by Standard & Poor's (S&P).

portrait of Treasurer David Lillard

"We work diligently to provide the best possible management of the system, invest the system assets in a prudent manner without undue risk, fund the system on an actuarially-strong basis and provide the best possible services to the members in the system."

— Tennessee Treasurer David H. Lillard, Jr.

Tennessee Consolidated Retirement System (TCRS)

TCRS, your defined benefit plan, provides lifetime retirement, survivor and disability benefits for employees and their beneficiaries.

Recognized as one of the best managed defined benefit plans in the country, the Tennessee Consolidated Retirement System provides lifetime retirement, survivor and disability benefits for members and their beneficiaries. The benefit provided by TCRS is a solid foundation for building a retirement future.

Learn more about the TCRS Log in to TCRS Self-Service

Tennessee Consolidated Retirement System (TCRS) logo

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401(k)

The 401(k) plan lets you take control of your retirement by investing in fund options of your choice.

You can decide how your money should be invested given your individual goals, risk tolerance, and timeline.

The amount you receive from your 401(k) account in retirement is based on how much you save, plus any accumulated earnings from your investments.

Learn more about 401(k) investment options Log in to your 401(k) account

Meet with an Advisor

RetireReadyTN offers retirement readiness education and retirement counseling to all members, free of charge.

Members can meet with a local retirement plan advisor for assistance with retirement planning or to discuss any other financial planning needs. You can schedule a one-on-one or group meeting.

retirement readiness education forum

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If you are more than three years from retirement, then register for a Retirement Readiness Review. If you plan to retire in the next three years, then register for a counseling appointment.

Register for Retirement Readiness Review Register for retirement counseling