Tennessee Department of Treasury · David H. Lillard, Jr., State Treasurer

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Information and Resources

401(k)/457 Investing

Learn about the investment choices and support available—from managed accounts to online help to building your own portfolio.

Carefully selected investment choices to meet your goals

RetireReadyTN offers a variety of carefully selected investment choices, enabling you to decide how your money should be invested given your individual goals, risk tolerance, and timeline.

The investment options are the same in both the 401(k) and the 457.

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Age-based target date funds are the default investment option for the 401(k) / 457 plans. Participating members who do not specify an investment choice will be placed in the target date fund that is closest to the date the member turns 65. More information about target date funds can be found in the Target date funds tab.

RetireReadyTN logo

RetireReadyTN can help you prepare for retirement and other financial goals you may have. Follow these simple steps to be READY with RetireReadyTN.

GET READY!

Register your online accounts

Register your RetireReadyTN 401(k)/457(b) account online at RetireReadyTN.gov or by calling 800-922-7772.
If you’re a TCRS member, register your TCRS account at MyTCRS.tn.gov.
Maintain up-to-date contact information to help keep your account secure.
If you have already registered your account, simply log in and go to the Contributions page.

Login to your 401(k)/457 accounts Login to TCRS Self-Service

Register your retirement accounts videos

Launch Videos Learn how to register your retirement accounts online Learn how to register your retirement accounts online

Elect 401(k) contributions and investments

Set contributions and choose investment options in your online account.
Automatically enrolled in the 401(k)? Good news! You’re already set up to contribute 2% of compensation to the 401(k). You can change that amount anytime. Increase it if you can!
Review your lifetime income score and estimated retirement income, which includes your TCRS benefit projection, to ensure you are on track to meet your retirement income goals.

Login to your 401(k)/457 accounts

Ask a plan advisor for advice

A RetireReadyTN Plan Advisor can provide personalized information and guidance about your retirement plans and answer any questions you may have.
Schedule a meeting with your local RetireReadyTN Plan Advisor today.

Schedule Your Meeting

Schedule a meeting with your Plan Advisor videos

Launch Videos Learn how to schedule a meeting with your Plan Advisor Learn how to schedule a meeting with your Plan Advisor

Designate beneficiaries

It is critical that you designate a beneficiary(s) in your 401(k), 457(b) and TCRS accounts to ensure your retirement savings are passed along to those you intend without expensive and lengthy probate procedures.
You must designate beneficiaries in each plan separately.

Login to your 401(k)/457 accounts Login to TCRS Self-Service Update Your Beneficiaries

Launch Videos Learn how to name your beneficiaries Learn how to name your beneficiaries

You're on the right track!

Participating in your 401(k) and/or 457 Plan and taking advantage of the resources available to you through RetireReadyTN can better prepare you for retirement and other financial needs.
Even small contributions add up over time - each additional $50 contributed per month could lead to $275 more in retirement income.
Take the long view – failing to contribute today could mean less retirement income and less to pass on to your beneficiaries.

Login to your 401(k)/457 accounts Login to TCRS Self-Service

How to increase your contributions automatically videos

Launch Videos Learn how to increase your contributions automatically Learn how to increase your contributions automatically

Choose the option that's right for you.

Discover the various ways you can manage your path to retirement.

Target date funds
My Total Retirement
Build your own portfolio

couple on couch, checking retirement plans on tablet device

Fund overview, performance, and administrative costs

RetireReadyTN provides the investment objective, holdings, a breakdown of the fund’s assets by industry, the risk level, and the fund manager for each of your available investment options.

Fund overview

View the investment objective, holdings, a breakdown of the fund’s assets by industry, the risk level, and the fund manager for each of your available investment options.

Asset Allocation

International

Small Cap

Mid Cap

Large Cap

Balanced

Bond

Stable Value

Tennessee Stable Value Fund

Brokerage

Ready to view your investments?

Log into your account and select your plan to view balance, performance, and manage your investment options.

Login to your 401(k)/457 accounts

Investment performance and administrative costs

View all available investment option returns for year to date, one year, three years, five years, 10 years or since inception, along with administrative costs associated with each option.

View the State of Tennessee investment performance View administrative costs 401k/457 Investments Watch List

Questions? Contact us today!

Call us at: (800) 922-7772

Call us

Email us at: tcrs.member-services@tn.gov

Email us